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Business Analyst Credit Risk

Job Offer - Ref : BACREDIT

Our mission is to offer Enterprise Agility to large organizations such as BNPP-Fortis, ING, Belfius, Axa, Bank Degroof Petercam, Euroclear, Engie, Elia, Fluxys, VOO, NMBS, GSK… in combining Technology Vision, Motivating Culture and Continuous Business Improvement.

Cream is developing rapidly his network of consultants especially thanks to his growing portfolio of clients. For that reason, we are looking to recruit new consultants to strengthen our teams.

Our objective is to assemble the best talents so as to build multi-disciplinary teams supported by the expertise of our Practices.

What is the job all about? 

The Business Analyst in Credit risk has a clear business focus and works as liaison between business and IT team. He is responsible for:

  1. Analysis of the systems impact due to required evolutions 

  2. User requirements gathering and analysis from various experts of the Bank (Credits, Business, Risk, Legal, Compliance…)

  3. Coordination and communication with the different stakeholders

  4. Follow-up the risks at economical macro and micro level, in particular via the improvement of an existing risk management tool and development of new risk applications

  5. Test strategy and functional testing of the IT risk programs implementations

  6. Install in production: communication, documentation, change management, hand over to the users

As Business Analyst, you can incorporate your business expertise in your analysis:

  1. Statistical estimation of the Basel credit risk parameters (Probability of Default (PD), Loss Given Default (LGD), Exposure at Default (EAD)) of the Bank’s different portfolios

  2. Calculation of the capital requirements as imposed by the Basel 2 regulation as well as the determination of appropriate credit pricing rules

What is Cream looking for? 

  1. You have a Master degree in Finance or a specialization in Mathematics, Statistics or Physics

  2. You have good knowledge in:

  3. General Finance

  4. Basel 2 / 3

  5. Credit products

  6. Credit risk reporting

  7. Credit risk calculation systems

  8. You have experience with MS Office tools

  9. You are customer oriented

  10. You have a cultural openness and adaptability, you are pragmatic and have the capacity to keep things simple

  11. You are fluent in French and a very good command of English, Dutch is a plus

What does Cream offer you?

The appropriate environment where you can develop your Talent and widen your scope of activity.

Cream highly values personal development for all its consultants. Together with the consultant, Cream will define a plan to maximize the potential of the consultant through various trainings, certifications, workshops and transfer-knowledge sessions with other consultants.

The opportunity to increase your expertise and gain hands-on experience through our wide business network. An opportunity to progress in an international environment where a forceful and stimulating Culture prevails.

As an Employee, Cream provides you with an attractive salary in addition to various extra-legal advantages (Company car + petrol allowance, Mobile phone costs, Expenses, Insurance & Medical coverage, meal vouchers, extra-legal holidays…).

“ We are convinced that the very Culture of a team provides an infinitely more powerful tool for attaining the highest degree of success than the total sum of each individual contribution.”